Financial Vulnerability UK 005 ​

Compatible Cases

About the service ​

Financial Vulnerability UK 005 is a point in time check which returns Public Information data and can be used to identify potentially vulnerable individuals based on the amount & recency of the Public Information (e.g. CCJ, IVA, etc), as well as categorising the individual as either over 25 or under 25. Full list of sources included in this service

Product Code: FINANCIAL_VULNERABILITY_UK_005

Does this service leave a credit search Footprint? Yes

Request ​

Query Data ​

The following QueryData properties pertain to this service.

Example Request ​

"Data": {
	"Forename": "Brandon",
	"Surname": "Marsh",
	"DayOfBirth": 30,
	"MonthOfBirth": 6,
	"YearOfBirth": 1942,
	"HouseNumber": "74",
	"Street": "Guildford Rd",
	"Postcode": "RH19 6EG"
}

Response ​

The following shows the basic schema for the financialVulnerabilityUK005Result result.

Example Response ​

"financialVulnerabilityUK005Result": {
	"foundData": [
		{
			"name": "V_PI_Insolvency",
			"description": "One or more insolvency records (active or satisfied) found",
			"result": "0"
		},
		{
			"name": "V_PI_Insolvency_Active",
			"description": "One or more active Insolvency records found",
			"result": "0"
		},
		{
			"name": "V_PI_CCJ_1K_6M",
			"description": "One or more active CCJs with a total value over £1000, and one or more CCJs within the last 6 months, found",
			"result": "0"
		}
	],
	"interpretationProfile": {
		"name": "Interpretation profile #1",
		"groups": [
			{
				"name": "Fail check",
				"order": 0,
				"result": "Fail",
				"condition": "Any",
				"rules": [
					{
						"key": "V_PI_Insolvency",
						"value": "0",
						"condition": "GreaterThan"
					}
				]
			},
			{
				"name": "Pass check",
				"order": 1,
				"result": "Pass",
				"condition": "Any",
				"rules": [
					{
						"key": "V_PI_Insolvency",
						"value": "0",
						"condition": "Equal"
					},
					{
						"key": "V_PI_Insolvency_Active",
						"value": "0",
						"condition": "Equal"
					}
				]
			}
		]
	}
}

Response Breakdown ​

As with all other bundle services the response is separated into two sections: Service specific outputs and the summarized results (Service transaction).

The summarized results section is explained here: Service transaction information

Below is some information about service specific outputs.

Found data ​

Found data shows the rules which have been triggered according to what information has been relating to the individual.

Interpretation profile ​

This service uses our interpretation profile system to calculate the result. An interpretation profile is a set of rules applied to the output of the service. The rules that get triggered determine the overall result of the service. We return the profile used in the response so nothing is hidden from you.

Using an interpretation profile gives a huge amount of flexibility. It can be as complicated or as simple as you like. You get to decide what a Pass or Fail looks like.

Sandbox ​

Sandbox mode can be used to test the service. By setting the following query option and sending some the below query data we will return a pre-configured response without actually calling our suppliers.

Query options for Sandbox

"options": {
	"sandbox": "true"
}

Sandbox cases

These are the sandbox options for these service. Learn about our Sandbox here

Click on a sandbox case to view the request and response

Categories and sources ​

These are the categories and sources included in this service.

Categories ​

• Bankruptcy
• Child Maintenance
• Debt Arrangements
• Judgments
• Miscellaneous

Sources ​

• Judgment
• Set Aside Judgment
• Satisfied Judgement
• CMG Judgment
• CMG Set Aside
• CMG Satisfied
• Administration Order
• Administration Order Revoked
• Administration Order Varied
• Sequestration
• Set Aside Admin Order
• Bankruptcy Order
• Satisfied Administration Order
• Bankruptcy Order Annulled
• Voluntary Arrangement
• Voluntary Arrangement Revoked
• Voluntary Arrangement Failed
• Voluntary Arrangement Completed
• Bankruptcy Restriction Order
• Bankruptcy Restriction Undertaking
• Scottish Trust Deed
• Debt Relief Order
• High Court Judgment
• High Court Judgment Satisfied
• High Court Judgment Set Aside
• Debt Relief Restriction Order
• Debt Relief Restriction Undertaking